Generational Vault

Generational Vault is a virtual “safety deposit box” for you to upload important documents, memories and view financial information. Generational Vault is your internet-based tool offering a comprehensive view of your financial picture.

Client Account Values
If you are challenged with multiple accounts and statements, the Generational Vault can be your solution. The system is designed to update with your investment values on a daily basis, complete with charts and graphs to illustrate them. Now, you can easily monitor your entire portfolio to ensure your investments continue to meet your objectives.

Financial Reporting
Net worth and cash flow statements are fluid. As life changes, so does your net worth and cash flow. With the included financial reporting tools, you can see an up-to-date snapshot of your financial life. This will help you make decisions about budgeting and investing to achieve financial success.

Online Storage and Security
Organize your personal documents and financial statements with the Generational Vault. It was designed to serve as an online filing cabinet. You and your financial services professional at Jones & Associates will be able to upload personal financial documents to your virtual vault. Viewable 24/7 from anywhere with an internet connection, you can always access your most important information.

Market Commentary

Housing: Now Versus 2008

The housing market has been strong. Recent Case-Shiller data shows that average single-family home prices have risen 14.6% over the last year.1 As you can see in the chart below, US average single-family home prices have now exceeded their levels from their prior 2007 peak. With that level of increase, there are concerns that housing has […]


It’s a Different World

When reflecting on the markets during the first half of 2021, it is important to understand both where we are and where we were at this point last year.  To be clear, we are not completely done with COVID as a concern, but the data continues to trend positively, and recovery is no longer imminent […]


Value Stocks Driving the Bus (For Now)

Stocks have been strong in 2021 across nearly all regions and sectors.  As markets have hovered around all-time highs, one prevalent trend is value stocks outperforming growth stocks.  The S&P 500 Value ETF (IVE) has returned 17.63% in 2021 while the S&P 500 Growth ETF (IVW) has returned 8.19%.   This trend is relatively new, as […]


Market Reflection

Investor Sentiment

Gauging investor sentiment is the practice of using key indicators to help determine future market direction.   When investors are biased positively, this is generally a sign of a rising market in the future, with negative sentiment generally trending toward downside risk.  However, these trends can lead to an overabundance of either optimism or pessimism which […]


Search for Yield

Interest rates across the globe are at historically low levels with some countries issuing treasuries at negative rates, which has presented a unique problem for investors searching to generate income.  This dilemma has forced investors to question how they will generate enough yield to meet their target and stay within their personal risk tolerance. In […]


Record Earnings Surprise

The first quarter of the 2021 earnings season has concluded and the results once again surpassed expectations by a wide margin. The strength of the recovery in the overall economy has driven record earnings surprises which have beaten even the most bullish forecasts over the last year. For just a bit of background: each quarter […]