Planning a Secure Retirement
You have spent a lifetime earning it, spending it, and hopefully, accumulating it. When the time comes for retirement, you want your money to provide you with a comfortable lifestyle and stable income after your working days are done. You might also have other desires, such as traveling, purchasing property, or moving to be closer to your family (or farther away). You may also want your assets to provide for your loved ones after you are gone.
The truth is that it takes more than just money to fulfil those needs and desires. Your income, your plans for retirement, your future healthcare expenses, and the continued accumulation of your assets after you stop working and drawing a paycheck all rely on one thing: You.
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At Lonestar Registered Investment Advisors, PLLC, we believe no two investors are alike. In order to help each client meet their financial goals, we implement a team-oriented approach to investment management and a client focused culture that is fundamental to our investment process.
Lonestar Registered Investment Advisors, PLLC has a strategic alliance with Stovall and Associates, LTD; utilizing their team of CPA’s to provide tax planning, preparation and filing services for our clients. Our clients receive proactive advice on tax reduction strategies based on income, expenses, individual needs, and goals.
Michael Jon Byers is a investment advisor representative who specializes in providing comprehensive financial planning and investment advice in Lubbock, Texas and surrounding communities. Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions, and planning that can provide financial clarity and security.
Alliance Financial Services is dedicated to serving veterans and providing valuable information and assistance regarding the Veteran Affairs “Aid and Attendance Pension,” a federal assistance program offering monthly support to veterans, spouses and surviving spouses of veterans.
As you near retirement, you may find that your attitude about risk begins to change. Protecting and preserving your wealth against market downturns should be an important part of your comprehensive retirement plan because a significant reduction to your portfolio could potentially derail your retirement plans.
For even the most financially literate individual, planning for retirement can be a very challenging undertaking. The days of relying solely on your pension and Social Security benefit to satisfy your income needs during retirement are long gone. In today’s economic climate, historically low interest rates coupled with high market volatility rates have made planning for retirement difficult and more important than ever.
Legacy Planning and Preservation
Proper legacy planning and preservation is a cornerstone of any successful retirement plan and helps ensure that your wishes will be respected and your loved ones taken care of. Legacy Planning is a multifaceted process that can be used for a variety of purposes: from helping to preserve your assets for future use to transferring your wealth.
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Michael Jon Byers
Michael Jon Byers is president and founder of Lonestar Registered Investment Advisors, PLLC and Texas Alliance Financial Services PLLC. Michael has a goal to help every client protect his or her personal financial life from a volatile market. It is Michael’s mission to help educate and equip everyone to achieve the retirement of their dreams. As a well-known speaker, Michael is in high demand to teach financial literacy and employee benefits at federal agencies. Michael has also spoken to many groups educating them on financial strategies and retirement planning.
Mark Groom graduated cum laude from Concordia College with dual majors in Business Administration and Spanish. Mark has a passion to help his clients prepare for retirement and offer solutions to help sustain their lifestyle throughout retirement. He has appeared on TV numerous times,offering insite on many stories. For 7 years, he teamed up with Michael Byers on a live, call-in financial radio show called “The Money Talk.”
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Our Contact Information
9801 Indiana Avenue, Suite 200
Lubbock, TX 79423
6501 Wyoming Blvd NE
Building G, Suite 3
Albuquerque, NM 87109
2911 Turtle Creek Blvd
Dallas, TX 75205
Toll Free: 1.866.785.5350
Toll Free Fax: 877.653.0385